We all want a way out of the rat race and the peace of mind that comes with it.
How do you get there? Where do you begin?

What is your current situation?
Determine and list your current assets and liabilities
Assets: Things you own such as cash in bank accounts, personal property and assets such as stocks, bonds and 401(k)s, IRAs and brokerage accounts
Liabilities include current bills and debts such as mortgages, car loans, credit card debt and student loans
Calculate your net worth: This is the difference between your assets and liabilities.

Where should you be?
Your net worth should be equal to:

((Your age × Your gross annual income)/10)

How do you get there?
Consider your goals: Would you like to buy a home? Take a vacation? Retire at 60? Provide for a loved one at home?
Plan: Make short term, intermediate and long term plans according to your goals (above)
Execute:
Budget: Plan for how much you’ll spend so you won’t regret later
Save: Pay yourself first before you pay anyone else
Invest: Speak to an advisor about solutions that help you meet your goals
Manage your Debt: Prioritize paying off high interest debts and absolutely avoid borrowing for consumption

Be the 37%
In 2015, 63% of all US recipients spent their tax refunds; only 37% of workers saved theirs
The average size of the 2015 tax refund was $2,800
Solutions like CRISP let you earn up to 15% yearly on as little as $1,050! What are you waiting for?